
| Interest Rate | The interest rates fluctuates in the range of 14% to 18% under the EFS |
| Accounts servicing one-off fee | |
| EFS facilities | 1% of any proposed new amount, but not less than NPR 10,000.00 |
| Security documentation fee | Minimum of Rs. 2,500 |
| Annual Review Fees | Minimum of Rs. 2,500 |
| Security Release Fee | Rs. 2,000 |
| Prepayment Charges | 0% ~ 1% |
| Penal Interest rate | Minimum 3% p.a. |
| Loan Swap Fee | 2% p.a. on the outstanding amount |